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Tsheleka Finance

Get Your Small Loan, Fast

We have 13 branches across KZN and the Free State where you can apply for your microloan quickly and easily.

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Find out where you can go today!

tsheleka finance loans design element
a happy man after receiving a short term loan

FAST, CASHLESS & PAPERLESS

Why use Tsheleka Finance?

We have been operating as a micro lending business for over 20 years. Over that time we have built our reputation for being a business that always operates with integrity.

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Part of that integrity is in the fact that we will always do our due diligence to make sure you are never overlending, and to ensure we stay legally compliant at every step.

APPLY TODAY

Find a Branch

Empangeni

Shop 12, NBS Building, Cnr of Maxwell and Commercial Rd, Empangeni, 3880

Greytown

Shop 4, RA Centre,

65 Maitland St, Greytown,

3250

Ladysmith

Shop 8, Alexandra Mall, 36 Alexandra St, Ladysmith, 3370

Mtubatuba

Shop 2, Wycliffe Building, Cnr Jakaranda and St. Lucia St, Mtubatuba, 3935

Msunduzi

428 Langalibalele St,

Pietermaritzburg,

3201

Newcastle

Shop 20, 21 Kirkland St, Newcastle,

2940

Phoenix

Target Level Shop 35-38, The Acropolis, 91 Parthenon St, Phoenix, 4068

Pinetown

12 NBS Building, 39 Hill St, Pinetown,

3610

Pietermaritzburg

Shop 1, Theatre Ln, Pietermaritzburg,

3201

Port Shepstone

Ground Floor, 46 Aiken St, Port Shepstone,

4240

Qwaqwa

Office 102, Old Mutual Building, Moluang St, Phuthaditijhaba, 9869

Stanger

Shop 19b, Stanger Market Plaza, Cato St, Stanger,

4449

Tongaat

Shop 5/6, Ashanti Centre, Arbee Dr, Tongaat,

4399

Affiliations

national credit regulator logo
saccra logo
mfsa logo
durban chamber of commerce logo
pietermaritzburg and midlands chamber of business logo

SUPPORTED BY

modality apps logo for micro loans
experian logo for small loans
xds logo for short term loans
debicheck logo for micro loans
amplifin logo for loans

WHERE OTHER OPTIONS FAIL

Shortfalls of Other Solutions

We're not the only solution to your need for a small loan. But here's a little on why we are the best.

tsheleka finance - bank

Bank
Loans

With strict loan criteria, you may be disaproved for a loan you need to make ends meet.

tsheleka finance - registered loan provider

Unregistered Lenders

Exploitative and expensive, they are NOT NCR registered and can charge up to 50% per month.

HOW WE HELP YOU

Benefits to Using Tsheleka Finance

If you need more reasons on why you should be using Tsheleka Finance to handle your small loan needs, here they are.

tsheleka finance - quick payouts

Loans can be paid out the same day

tsheleka finance - low interest loan

Our loan costs are some of the lowest

tsheleka finance - no overlending

Credit checks mean we'll never over lend

tsheleka finance - ncr compliant

We keep the process NCR compliant

tsheleka finance - convenient loan

You can apply easily at any branch

tsheleka finance - transparent loans

A fully transparent lending process

OUR LOAN PROCESS IS QUICK AND EASY

How it Works

Let's take a quick look at how our micro-lending service would work for you. 

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The loan process is fully electronic, paperless and does not involve physical cash. All it requires is for you to come to one of our branches with the appropriate documentation.

tsheleka finance - apply at a branch

Application

Visit any one of our branches to begin your application. From there, our friendly staff will be able to assist you.

tsheleka finance - complete review

Review Process

We will review the documentation and run an affordability check before approving the loan amount requested.

tsheleka finance - secure payments

Payout

After we have approved the loan amount, we will process the payout - often on the same day - via eWallet.

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