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Tsheleka Online

Apply for Finance from Your Phone

We know how life gets in the way sometimes. Through our Online Portal, you can apply for a loan and get the boost you need - up to R8,000 over 3 months - right from your phone or computer.

 

Because life doesn't have to get in the way of your financial well-being.

tsheleka online design element
a woman happy after receiving an online short term loan

FAST, CASHLESS & PAPERLESS

Why use Tsheleka Online?

If you have heard of us, you will know our reputation of working with integrity and ethics when offering small loan solutions that work for you.

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We will always keep our loan interest rates low, and can work with your budget so that you are never overlending from us.

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We also have flexible payment options, so that you can choose a repayment method that is affordable to you.

Affiliations

national credit regulator logo
saccra logo
mfsa logo
durban chamber of commerce logo
pietermaritzburg and midlands chamber of business logo

SUPPORTED BY

modality apps logo for micro loans
experian logo for small loans
xds logo for short term loans
debicheck logo for micro loans online
amplifin logo for loans online

WHERE OTHER OPTIONS FAIL

Shortfalls of Other Solutions

We're not the only solution to your need for a small loan. But here's a little on why we are the best.

tsheleka online - bank

Bank
Loans

With strict loan criteria, you may be disaproved for a loan you need to make ends meet.

tsheleka online - registered loan provider

Unregistered Lenders

Exploitative and expensive, they are NOT NCR registered and can charge up to 50% per month.

HOW WE HELP YOU

Benefits to Using Tsheleka Online

If you need more reasons on why you should be using Tsheleka Online to handle your small loan needs, here they are.

tsheleka online - quick payouts

Loans can be paid out the same day

tsheleka online - low interest loan

Our loan costs are some of the lowest

tsheleka online - no overlending

Credit checks mean we'll never over lend

tsheleka online - ncr compliant

We keep the process NCR compliant

tsheleka online - convenient loan

You can apply online in 10 minutes

tsheleka online - transparent loans

A fully transparent lending process

OUR ONLINE LOAN PROCESS IS QUICK AND EASY

How it Works

Let's take a quick look at how our online micro-lending app would work for you. 

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The loan process is fully electronic, paperless and does not involve physical cash. All it requires is a smartphone with an internet connection.

tsheleka online - apply online

Application

To apply for a small loan online, all you need is:

a cellphone number; a digital copy of your SA ID; your Bank Account Details, and Proof of Income.

tsheleka online - complete review

Reviewal

Once the application is submitted, we will review the documentation and run an affordability check before approving the loan amount requested.

tsheleka online - secure payments

Payout

After we have approved the loan, we will process the payout - often on the same day! To stay cashless, you will receive the approved payout via eWallet.

GET IN TOUCH

Make an Enquiry

If you're interested in learning more about our online micro-loan solution, get in touch with us by completing this form or using our contact details!

Thanks for submitting! We'll be in touch soon.

082 621 9388

Disclaimer

Tsheleka is committed to the highest standards of business integrity, ethical values and governance.  Please be advised that Tsheleka ONLINE DOES NOT make use of Agents of Brokers. Please do not ever make a payment or give your personal documents to anyone who offers to apply for a loan on your behalf.

Tsheleka will not be held liable.

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